Our Comprehensive Travel Insurance for South African residents under the age of 71 years covers medical emergencies, trip cancellations, listed adventure sports injuries and meets Schengen Visa requirements.

Why Choose Comprehensive
Travel Insurance?

Extensive Cover for Peace of Mind

International travel is unpredictable, and medical expenses abroad can easily exceed R1 million – especially in countries like the US, Canada, or Switzerland. If you’re visiting remote destinations, evacuation costs can be high. Our plan covers up to R50 million for pre-existing medical conditions, emergency treatment or evacuation, including for listed adventure sports injuries.

Support When You Need It Most

Partnering with Europ Assistance, we ensure that you have access to a global network of medical and support services, providing specialised assistance whenever and wherever you need it.

What Does the Plan Cover?

  • Medical Emergencies: Up to R50 million for emergency treatments and repatriation, including listed adventure sports injuries.
  • Pre-existing Conditions: Cover includes inpatient treatment for pre-existing medical conditions.
  • Trip Cancellations: Reimbursement of up to R50,000 if your trip needs to be cancelled or postponed due to events such as denied visas, sudden illness, or home burglary.
  • Travel Delays: Reimbursement for lounge access or meals and refreshments if your flight is delayed for more than 2 hours.
  • Baggage Protection: Compensation of up to R30,000 for stolen, damaged, or lost luggage and the option to purchase essential items while your claim is being processed.

Download the Key Information Document for a detailed overview of the benefits, terms and conditions.

What Makes This Plan Different?

More Cover, More Confidence

Unlike our Budget plan, which offers R2 million in cover and excludes adventure sports and pre-existing medical conditions, the Comprehensive plan is designed for those seeking broader protection. It’s ideal for travellers looking for extra peace of mind during their journey.

Flexible One-Way Travel Option

Planning a longer stay or travelling as a digital nomad? Our Comprehensive plan covers one-way travel for up to 30 days, perfect for spontaneous travellers or those needing flexibility. (Note: Cover is not applicable for immigration purposes or taking up work abroad.)

Exclusive Benefits

Hepstar customers who purchase Comprehensive Travel Insurance are given a 20% discount on travel eSIM bundles and free access to the UrSafe personal safey app for 60 days.

Why Choose Hepstar

Competitive
Premiums
Comprehensive
Coverage Globe Icon
Comprehensive
Coverage
Practical Benefits icon
Practical
Benefits
passport visa icon
Schengen Visa
Compliant
Dedicated Support icon
Dedicated
Support
Fair
Outcomes

What Our Customers Say

  • “”Very professional way this has been handled so far. Prompt.”

    Lynette

  • “After excellent service from Hepstar in 2022, I had another incident during a recent trip to France. Once again, Hepstar exceeded my expectations with superb service. They provided a top-grade experience for refunding damage excess costs from the car rental company, processing the refund within 10 days with minimal fuss and reasonable documentation. I highly recommend them for car rental excess cover – do not go anywhere else!”

    Karl

  • “Very happy with their speedy and efficient service for a claim. Highly recommended for anyone travelling overseas – I will never travel without this again. Their cover is the most comprehensive I have seen.”

    Gwendoline

  • “Hepstar came to the rescue by helping me with a claim under difficult circumstances. Briefly stuck at Glasgow Airport on a Sunday due to a flight cancellation, and the returning hired car had a slight scratch on the rim. An immediate payment was requested in British pounds. Upon return to South Africa, I enquired whether this incident would be covered. And YES, Hepstar to the rescue. Thank you.”

    Mark

Partners & Protection