Many South African travellers assume their premium credit card handles travel insurance automatically. It’s a reasonable assumption, because banks market these perks prominently. But “covered” and “adequately covered” are very different things. The reality is that credit card travel insurance is a group benefit negotiated between your bank and an insurer. It’s designed to be …
Emergency medical care abroad is expensive in a way that catches most travellers off guard. Hospitalisation in Western Europe or the United States can run to tens of thousands of US dollars per day, and an air ambulance repatriation from a remote destination is an order of magnitude beyond that. The scale of the exposure …
Arriving at the airport only to discover your flight is delayed or cancelled can be stressful, costly, and disruptive, and can feel like there is little you can do. While South African travellers may receive support from airlines under their conditions of carriage and international agreements..
General Enquiries
©2026 HEPSTAR. All Rights Reserved - Hepstar Financial Services (Pty) Ltd is an authorised financial services provider (FSP 45097)
