Credit Card Top-Up Travel Insurance

Why Choose Top-Up Travel Insurance?

Increased Cover for Medical Emergencies

Many credit card travel insurance plans may not offer enough cover for international medical emergencies. With our Top-Up plan, enjoy increased protection of up to R15 million for emergency treatment or evacuation, including cover for listed adventure sports injuries.

Protection for Unforeseen Situations

In case your current plan lacks cover for specific risks, our Credit Card Top-Up plan ensures you’re still protected against trip disruptions, baggage loss, and medical evacuations.

What Does the Plan Cover?

• Medical Emergencies: Up to R15 million for emergency treatments and repatriation, including a hospital cash benefit for longer stays.
• Pre-existing Conditions: Cover includes inpatient treatment for pre-existing medical conditions, up to R1 million.
• Trip Cancellations: Reimbursement of up to R30,000 for trip cancellations or postponements due to listed reasons like denied visas or unexpected illness.
• Travel Delays: Reimbursement for lounge access, meals, and refreshments if your flight is delayed for more than 2 hours.
• Baggage Protection: Compensation of up to R30,000 for stolen or lost luggage during your trip.
• Adventure Sports: Limited cover for injuries sustained during listed adventure sports, up to R500,000.

Download the Key Information Document for a detailed overview of the benefits, terms and conditions.